CHANGE THE WAY
YOU MONEY
Home or away, local or global — move freely between countries and currencies.
Personal Account
£2,450
Designed for modern money movement
Payrica helps you manage your money without borders. Whether you’re paying internationally, spending abroad, or sending money home, Payrica keeps things simple, transparent, and secure.
International by default
Use your Payrica card worldwide and send money across borders with ease.
Smart personal account
Hold multiple currencies, track spending, and stay in control from one app.
Built on trusted infrastructure
Your money is safeguarded through licensed financial partners.
Your Payrica
Personal account
- UK onboarding in minutes
- Multi-currency wallet (GBP, USD, EUR)
- International money transfers
- Virtual debit card for global use
- Real-time transaction tracking
- Clear FX rates before you send
"No hidden fees. No confusing jargon. Just clear money tools."
Total Balance
£2,450.00
GBP
British Pound
£2,100.00
USD
US Dollar
$450.00
Card Frozen
Tap to unfreeze
Spend freely,
wherever you are.
Payrica gives you a virtual debit card you can use online, in-store, and internationally. Freeze or unfreeze your card anytime and stay in control of your spending.
- Instant virtual card
- Worldwide acceptance
- Card controls in-app
- Secure by design
Send money across borders, with confidence.
Transfer money internationally with transparent rates and clear fees — so you always know exactly what you’re sending and receiving.
- ✓Competitive FX rates
- ✓Transfer status updates
- ✓Secure processing
- ✓Simple recipient setup
You send
1,000
4.15 GBP fee
1.2642 Guaranteed Rate
They receive
1,258.94
Arrives in seconds
Security you can rely on
Advanced encryption
Two-factor authentication
Regulated partner infrastructure
Continuous monitoring
Compliance Note: Payrica is a financial technology platform. Payment and card services are provided through licensed financial institutions.
Built to grow with you
Payrica is starting with personal accounts — with business tools and expanded services planned for the future.
Frequently Asked Questions
Is Payrica a bank?
No. Payrica is a fintech platform that works with licensed partners to provide payment services.
Who can use Payrica?
Payrica Personal is launching for UK residents aged 18 and above.
Can I use Payrica internationally?
Yes. You can spend and send money internationally.
Is my money safe?
Yes. Funds are safeguarded through regulated financial partners.